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The forest has endured a history of clear-cut logging and aggressive fire suppression that has upended the natural balance of wildfires. Each year, devastating wildfires burn across the United States impacting Colorado homeowners. In addition to a checklist of things you can do to prepare your home and property against the threat of wildfire, it's also crucial to research and understand your homeowner or renters insurance policies.
More than 4.5 million U.S. homes have been identified as being at high or extreme risk of wildfire, according to Verisk Analytics, a data analytics company that assesses insurance risk. On average, more than 2,500 homes in the U.S. are destroyed every year due to wildfires, according to the most recent data from the National Interagency Fire Center.
While these wildfires will continue to happen across the nation, there are things you can do to protect your home and neighborhood as well as your family’s safety and property. Learn what actions you can take to make your home safer from wildfire.
Here are a few key things you can do to prepare.
1. Create defensible space around your home by clearing vegetation.
2. Clear your roof and deck of flammable materials and debris.
3. Plan for emergency responder access - make sure driveways are accessible.
4. Collaborate with neighbors - communicate when out of town, leave a set of keys with neighbors.
5. Create a go bag with important documents.
6. Know and understand your insurance coverage.
Contact Us For more information on insurance policies and to compare rates.
Pertinent information on how to protect your home from Firewise USA. https://www.nfpa.org//-/media/Files/Firewise/Fact-sheets/FirewiseHowToPrepareYourHomeForWildfires.pdf Sources: https://www.nfpa.org/Public-Education/Fire-causes-and-risks/Wildfire/Firewise-USA https://www.forbes.com/advisor/homeowners-insurance/wildfires/